protect what matters
Debt protection may cancel your loan balance (up to the contract limits) or monthly loan payment without penalty or added interest due to an unexpected event. You can select the optional plan that will support your family’s financial protection needs.
- In the event of death, it cancels the remaining loan balance up to a maximum in the contract.
- If you become disabled, it cancels up to a maximum number of loan payments based on the contract.
- If you are involuntarily unemployed, it cancels up to a maximum of number of loan payments based on the contract.
what loans are protected?
Debt protection is available for consumer loans, credit card accounts, lines of credit and home equity loans.
learn more about debt protection
need to report a new claim?
If you already have debt protection on your loan(s) here at United and you need to report a new claim, you have two convenient options – online or over the phone. To help guide you through the claim process step-by-step, view these instructions.
This product is optional
Your purchase of debt protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.
Additional disclosures
We will give you additional information before you are required to pay for debt protection. This information will include a copy of the contract containing the terms and conditions of debt protection. Debt Protection products are non-insurance products marketed by Allied Solutions and administered by Minnesota Life Insurance Company. Allied Solutions and Minnesota Life Insurance Company are Securian Financial Group Affiliates.
Eligibility requirements, conditions, and exclusions
There are eligibility requirements, conditions and exclusions that could prevent you from receiving debt protection benefits. You should carefully read your debt protection contract for a full explanation of the terms and conditions of the debt protection program