About Us

Bank better. Choose the institution that’s here to serve you.

When choosing a financial institution, some people think that credit unions are only for people who work in certain industries. That’s not the case at United Federal Credit Union (UFCU). Everyone who lives near one of our branches is eligible to join and experience the difference of banking at a credit union. We have all the advantages of a big bank, but we’re driven by service rather than profit.

Like a bank:

  • Full selection of products & services
  • Robust online banking & phone banking
  • Extended call center hours
  • Your savings are federally insured

 Unlike a bank:

  • Owned by our members, not stockholders – we’re people helping people
  • Motivated by service, not by profit
  • Profits are returned to members as better rates and lower fees
  • Worry Free Banking.

Your life is complicated. Work. Family. Kids. Pets. Maybe a business of your own. You shouldn’t have to wonder about the safety and security of your bank. At UFCU, you don’t have to. We’ve been around since 1949, serving ever-growing and diverse markets. Diversity gives us strength, with more than 120,000 members, $1.57 billion in assets, and branches in six states. We provide both personal and business accounts, and have partnered with over 900 employers to provide better banking services to their employees.

Diversity has served us well. In recent years, some financial institutions focused on one region or type of financial service, only to encounter great difficulty when the recession hit. In contrast, UFCU has maintained a 5-star rating from Bauer Financial. UFCU has been named the Michigan Credit Union League Outstanding Credit Union of the Year 2013 and has also been named the National Federal Credit Union of the Year 2013 by the National Association of Federal Credit Unions.


Since 1949, we’ve been providing better financial services to families like yours. Learn more about our past and how it influences where we’re going.

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Anyone who lives near our branches is eligible to join. Learn more.

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What’s New

Keep up to date with the most recent news from your credit union.

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Press Room

Browse press releases and other official announcements from the credit union.

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We are committed to helping the communities we serve.

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Policies and Disclosures

No surprises! Important policies and disclosures for UFCU accounts and services

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UFCU believes in providing opportunity and a great place to work. Learn more about career opportunities at the credit union.

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.