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Lending

Being a part of United Federal Credit Union (UFCU) means you have access to a variety of loans that will fit your needs. Whether you are applying for your first Visa© credit card, looking to unlock the equity in your home, or need a lower rate on your auto loan, we have the products to get you there!

Mortgage Loans

Finding the right mortgage is as important as finding the right home.  Let UFCU help you discover your dream today.

Auto Loans

Whether you are in the market for your first car or the car of your dreams, UFCU makes it simple with our diverse lending options.

Boat, RV and Other Vehicle Loans

From boats and RVs to trailers and personal watercraft, UFCU finances the vehicles that move you.

Home Equity Loans and Lines of Credit

Want to build that dream kitchen? Pay off some debt?  Or, just take a vacation? We make using the equity in your home a breeze.

  • Competitive rates
  • Flexible terms
  • Loans and lines of credit available on primary residences and vacation homes
  • Interest may be deductible (consult your tax adviser)

Personal Line of Credit

Similar to a credit card, your funds become available again up to your limit as you pay down the balance with no annual fees or transfer fees. A Personal Line of Credit provides overdraft protection on your checking account when you need it, and also can be used to consolidate your debts to avoid paying higher interest rates elsewhere.

Educational Loans

Private student loans help students and parents pay for college when federal loans, scholarships and other financial aid are not enough to cover the full cost of education. A UFCU Educational Loan offers you cost-savings by offering lower interest rates and no origination fees.

Convenience Loan Program

United Federal Credit Union’s Convenience Loan Program provides you with a simple, more convenient way to get the money you need – when you need it. Simply put — less paperwork, less time, more convenience for you!