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United Federal Credit Union
You could save hundreds in interest1
with a UFCU Visa® Platinum or Gold credit card!

Visa Credit Card Offer

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Get a credit card that works for you! By switching to a UFCU Visa credit card, you could save hundreds of dollars in interest1 per year. How will you use the extra savings?

Not only could you save money on interest, you could also receive up to $75 cash back2 after activating your new UFCU Visa credit card. That means more money in your wallet to enjoy doing more of the things you love.

This is a limited time offer, so apply today!5

Promo Code: Visa Cash Back
Use this promo code when you speak to a UFCU representative to take advantage of this special offer.

Classic

Gold

Platinum

Credit Limit $500 – $5,000 $5,000 – $20,000 $10,000+
Interest Rate 14.99% APR 12.99% APR 9.99% APR
Average Annual Savings1 - $306 $765
No Balance Transfer Fee4 checkmark checkmark checkmark
No Annual Fee4 checkmark checkmark checkmark
CardPerks Rewards6 - checkmark checkmark
Travel Insurance7 Up to $250,000 Up to $400,000 Up to $500,000
Auto Rental Insurance7 - checkmark checkmark

Other Important Program Information:

Federally insured by NCUA. Equal Opportunity Lender.

1 Average interest savings, based on national average interest rate of 15% APR (creditcards.com) and average US household credit card debt of $15,270 (nerdwallet.com), compared to UFCU Platinum Visa Card interest rate of 9.99% APR is $765 over a 12-month period. Average interest savings compared to UFCU Gold Visa Card interest rate of 12.99% APR is $306 over a 12-month period.

2 $75 cash back offer is only available for new purchases of at least $1,500 that are made on the UFCU Visa Platinum or Gold credit cards within the first three months after activation or by 12/31/14; whichever comes first. $45 cash back offer is only available for new purchases of at least $750 that are made on the UFCU Visa Classic credit card within the first three months after activation or by 12/31/14; whichever comes first. Balance transfer amounts cannot be applied toward the cash back bonus incentive. Please allow 6 – 8 weeks after qualifying for the cash back amount to be posted to your Visa credit card account.

3 APR= Annual Percentage Rate. The Annual Percentage Rate is based on the best advertised rate for a UFCU Visa Platinum Card interest rate of 9.99% APR. Visa Classic rate is 14.99% APR, Visa Gold rate is 12.99% APR; rates may vary and are accurate as of 5/1/2014. Not all applicants will qualify for the lowest rate. Foreign Transaction Fee of 1% of each transaction in U.S. dollars if the transaction does or does not involve a currency conversion.

4 A list of additional fees can be found in the chart below.

5 Offer expires 8/25/14.

6 Subject to program terms and conditions. See Program Rules for more information.

7 Subject to program terms and conditions. See the applicable Benefit Guides for more information.

Fees

Annual Fee None
Application Fees None
Transfer Fees

  • Balance Transfer
  • Cash Advance
  • Foreign Transaction
 

  • None
  • None
  • 1% of each transaction in U.S. dollars if the transaction involves a currency conversion
    1% of each transaction in U.S. dollars if the transaction does not involve a currency conversion Penalty
Penalty Fees

  • Late Payment
  • Over-the-Credit Limit
  • Returned Payment
 

  • Up to $25 if your payment is late 10 days or more
  • None
  • Up to $30 if your payment is returned for any reason