Get a credit card that works for you! By switching to a UFCU Visa credit card, you could save hundreds of dollars in interest1 per year. How will you use the extra savings?
Not only could you save money on interest, you could also receive up to $75 cash back2 after activating your new UFCU Visa credit card. That means more money in your wallet to enjoy doing more of the things you love.
This is a limited time offer, so apply today!5
|Credit Limit||$500 – $5,000||$5,000 – $20,000||$10,000+|
|Interest Rate||14.99% APR||12.99% APR||9.99% APR|
|Average Annual Savings1||-||$306||$765|
|No Balance Transfer Fee4|
|No Annual Fee4|
|Travel Insurance7||Up to $250,000||Up to $400,000||Up to $500,000|
|Auto Rental Insurance7||-|
Other Important Program Information:
Federally insured by NCUA. Equal Opportunity Lender.
1 Average interest savings, based on national average interest rate of 15% APR (creditcards.com) and average US household credit card debt of $15,270 (nerdwallet.com), compared to UFCU Platinum Visa Card interest rate of 9.99% APR is $765 over a 12-month period. Average interest savings compared to UFCU Gold Visa Card interest rate of 12.99% APR is $306 over a 12-month period.
2 $75 cash back offer is only available for new purchases of at least $1,500 that are made on the UFCU Visa Platinum or Gold credit cards within the first three months after activation or by 12/31/14; whichever comes first. $45 cash back offer is only available for new purchases of at least $750 that are made on the UFCU Visa Classic credit card within the first three months after activation or by 12/31/14; whichever comes first. Balance transfer amounts cannot be applied toward the cash back bonus incentive. Please allow 6 – 8 weeks after qualifying for the cash back amount to be posted to your Visa credit card account.
3 APR= Annual Percentage Rate. The Annual Percentage Rate is based on the best advertised rate for a UFCU Visa Platinum Card interest rate of 9.99% APR. Visa Classic rate is 14.99% APR, Visa Gold rate is 12.99% APR; rates may vary and are accurate as of 5/1/2014. Not all applicants will qualify for the lowest rate. Foreign Transaction Fee of 1% of each transaction in U.S. dollars if the transaction does or does not involve a currency conversion.
4 A list of additional fees can be found in the chart below.
5 Offer expires 8/25/14.
6 Subject to program terms and conditions. See Program Rules for more information.
7 Subject to program terms and conditions. See the applicable Benefit Guides for more information.