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United Federal Credit Union
You Could Pay Less on Your Car Loan

Pay Less on Car Loans


Move your car loan to UFCU, or get a new loan today,
and you could lower your monthly payment by an average of $45 each month.*

With a car loan from UFCU, you’ll pay no processing fees and possibly save on interest expenses with our low rates. Plus, there are plenty of options, so you’ll get the right loan for you.

Apply today and you could:

  • Reduce your monthly payment by $45 per month *
  • Have a rate as low as 2.39% APR 1
  • Borrow up to 125% of the vehicle’s value 2

What are you waiting for?

Or, apply these ways:

  • By phone at (877) 637-4328
  • In person at any branch

Federally insured by NCUA. Equal Opportunity Lender. Loan and payment terms subject to credit review and approval. Rates, terms and conditions subject to change without notice.

* Members who refinanced auto loans via the UFCU Universal Auto program 1/1/2013-12/31/2013 and whose monthly payment was reduced experienced an average payment reduction of $45 per month.

1 APR= Annual Percentage Rate. The Annual Percentage Rate is the best advertised rate as of July 29, 2014 and can vary from 2.39% APR to 10.25% APR depending on credit performance, age of vehicle and terms of the loan. Payments are based on $10,000  financed for 60 months at 2.39% APR equals a monthly payment of $180.84, which includes 0.60% discount for 20% down and automatic payment from your United Federal Credit Union account. Rate is subject to change without notice.

2 Financing up to 125% of the retail value of the vehicle is available. Certain restrictions apply..