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United Federal Credit Union
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Interest Plus Checking

Woman-Shopping

Earn money the easy way

Last year, your fellow Members earned more than $1.3 million in dividends from Interest Plus Checking! That’s an average of over $70 a year per Member!1 What could you do with some extra money?

Account Features:

  • High Reward Rate of 1.25% APY on balances up to $25,0002
  • No monthly fees or minimum balance requirements3
  • Nationwide ATM fee reimbursements4
  • Friendly Member Service Advisors who understand your financial goals

Federally insured by NCUA. Equal Opportunity Lender.

1 Based on 12/31/13 UFCU Balance Sheet. 2013 average yearly interest based on total dividends divided by total number of Members who had an active Interest Plus Checking Acount from 1/1/13 – 12/31/13.

Annual Percentage Yield (APY) as of  6/18/14; subject to change. High Reward Rate offered on balances up to $25,000 (0.10% APY earned on dollars above $25,000). To receive the High Reward Rate, you must meet these 3 easy monthly requirements: 1) 10 cleared signature (swipe and sign, Non-PIN) debit card transactions which must post to your account by 6:00 PM EST on the last business day of the month; 2) one direct deposit or electronic auto payment (ACH); 3) active enrollment in e-statements. If monthly requirements are not met, you will not receive the High Reward Rate; you will receive the base rate of 0.05% APY.

3 Minimum opening balance of $50 required. Reward Rate offered on balances up to $25,000 (0.10% APY earned on dollars above $25,000).

4 ATM foreign surcharge fees will be refunded monthly up to $25/month; excludes international ATMs, balance inquiries, and ATM deposit fees.To receive ATM foreign surcharge fee refunds, you must meet these 3 easy monthly requirements: 1) 10 cleared signature (swipe and sign, Non-PIN) debit card transactions which must post to your account by 6:00 PM EST on the last business day of the month; 2) one direct deposit or electronic auto payment (ACH); 3) active enrollment in e-statements. Members not meeting requirements will not earn ATM foreign surcharge fee refunds.