A membership at United Federal Credit Union (UFCU) means banking with people who care about providing the best products and services, not making the most profit. Join us today and experience the difference.


We can offer membership to anyone who lives, works, worships, or volunteers in any of the 6 states where we have branch locations, plus some areas of neighboring states.

  • Michigan
  • Arkansas
  • Nevada
  • North Carolina
  • Ohio
  • Indiana
  • Eastern Oklahoma

If you live elsewhere, you may still qualify for membership if you are an immediate family member* of a current UFCU member or work for a company that is affiliated with the credit union. Simply click Join Now to decide which way works best for you.

*Immediate family members include a spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsiblings or adoptive relationship.


Businesses located in these states may qualify for membership: Michigan, Arkansas, Nevada, North Carolina, Indiana, Ohio.

Documentation requirements vary by the type of business—sole proprietorship, LLC, corporation, partnership, or nonprofit. Stop by your local branch or call our Member Service Center toll-free at 888-982-1400 today to find out what paperwork you need to open your account.

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.