Online Terms and Conditions Statement

ONLINE INFORMATION COLLECTION AND USE

In the course of providing products and services to you, we collect information about you. Some of this information is nonpublic personal information. We DO NOT sell or share your nonpublic personal information with anyone, except as required or permitted by law.

All website content is made available to you for informational purposes as a service to United Federal Credit Union (UFCU) members. We try to ensure that all information presented is current, accurate, and useable, HOWEVER, this information should be construed only as a guideline, and is subject to change without notice.

Before using any information contained on the UFCU web site that you believe may be suspect, or if you have any questions after reading this notice, please contact UFCU at 888-982-1400 to request authoritative information and guidance.

ONLINE SECURITY

We take every precaution to ensure your information remains confidential. Our website and online banking service is encrypted and protected with an encryption method called Secure Socket Layer (SSL) at the high-grade encryption level of 256 bits.

Browsers that are SSL enabled contain the necessary encryption algorithms to “scramble” the information that is transmitted between you and UFCU’s computer systems. This ensures the confidentiality of information you submit electronically.

SECURE FORM

We offer a Secure Contact Us Form service to contact our Member Service Center which allows you to include personal information like account numbers and credit card numbers when contacting us electronically. We encourage you to NOT include any personal information like your account number or Social Security Number when you use unsecure email.

COOKIES

A cookie is a piece of data stored on the hard drive of your computer containing information about you. Cookies do not contain viruses and most cannot review any of your personally identifiable information unless you willingly provide it as a user on a site.

Cookies are used for online banking and contain information like operating system and browser type.

LOG FILES

We use IP addresses to analyze trends and administer the site. IP addresses are not linked to personally identifiable information.

THIRD PARTY LINKS

UFCU’s website contains links to Third Party websites. These links are provided for convenience purposes only.

Third Party websites are not under the control of UFCU. Links to non-UFCU sites do not imply any endorsement of or responsibility for the content, information, or services offered at such sites. Any transactions made at Third Party websites are made with the Third Party and are not transactions with UFCU. Please review the privacy and security policies of Third Party websites as they may differ from UFCU’s.

PROTECTION OF YOUR INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Full Privacy Policy

Remember, UFCU will NEVER contact members via email or telephone to verify or request personal/account information.

Personal/account information can only be updated through our Member Service Center or in person at a branch office when initiated by you, the member. Any correspondence received from UFCU that is not a reply to direct contact by a member is for informational purposes only.

COPYRIGHTS

Copyrights in the images, text, screens and web pages appearing on this Website are owned by UFCU or others as indicated. You may copy information from our Website for your personal or educational use only, provided that each copy includes any copyright, trademark or service mark notice as they appear on the pages copied. The information and materials may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, or otherwise used for public or commercial purposes, except as provided in these terms and conditions, without the express written permission of UFCU.

INDEMNITY

Each user of this Website agrees to indemnify and hold UFCU, its board, management, employees and agents harmless from and against all claims and expenses, including attorneys’ fees arising out of the use of this Website and the content herein.