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Interest Plus Checking
 
Introducing Interest Plus Checking from United Federal Credit Union. Not only do you earn 6.01% APY* on your balance (no minimum balance required) – you also receive free ATMs nationwide.** 6.01% APY guaranteed until at least 2010!
 
It’s simple to qualify each month to earn the High Bonus Rate and Free Nationwide ATMs. There are just THREE easy steps:
  • Enroll in eStatements – receive your statements electronically
  • Have One Direct Deposit OR One ACH (Electronic Payment)
  • Conduct a minimum of ten (10) Debit Card Swipe and Sign purchases (Credit transactions/Non-PIN based). 

NOTE: A debit card purchase using your PIN will not count as a Debit Card Swipe and Sign purchases. All direct deposit, ACH and Debit Card Swipe and Sign purchases must post to your account by 6:00pm (EST) on the last business day of the month to count towards that month.

Features:
  • Earn High Bonus Rate of 6.01% APY on balances up to $25,000
  • Earn High Bonus Rate of 0.25% APY on balances over $25,000
  • Earn Standard rate of 0.10% APY IF you don’t meet qualifications
  • ATM fee refunds from other financial institutions nation-wide, up to $25.00 per month (does not include international ATMs)
Additional benefits from United Federal Credit Union
  • A whole range of FREE electronic services: Online Banking (PowerLink) with Bill Pay, instant eStatements and e-mail alerts, and online account aggregation.
  • Your savings are insured to at least $500,000; a combination of $250,000 provided by the National Credit Union Administration (NCUA), a U.S. Federal Government agency, and $250,000 by Excess Share Insurance (ESI), a private deposit insurance company.
  • Overdraft protection from your savings account(s), along with Courtesy Pay protection up to $1,000 is available to save you embarrassment and expense of Non-Sufficient Funds (NSF) items! Click here for Courtesy Pay disclosures.
  • Free private and personal Financial Planning and Financial Seminars
  • Free Medallion (Signature Guarantee) and notary services
Want to know more?  Stop by your local branch or call our Member Service Center toll-free at 888-982-1400 today.
 
* Annual Percentage Yield (APY) as of 4/1/09; subject to change.  Minimum opening balance of $50 required.  Maximum of $25,000 (.25% APY earned on dollars above $25,000).  “** Free ATMs Nationwide (ATM foreign surcharge fees will be refunded monthly up to $25/month; excludes international ATMs, balance inquire, and ATM deposit fees). No CardPerks points on debit card transactions. Requires e-Statements, Direct Deposit or 1 ACH per month and 10 debit card transactions posted per month (signature based) to earn Interest Plus rates (.10% APY earned for not meeting requirements). Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks on this account. One account per Member.

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