Lending
VISA Rates
| Credit Cards | ||
| Effective Date: Wednesday, March 10th, 2010 | ||
| Card Type | Minimum Payment | Variable APR* |
| VISA Classic | 3% of Balance | 14.99% |
| VISA Gold | 3% of Balance | 12.99% |
| VISA Platinum | 2% of Balance | 9.99% |
| C.A.R.E. VISA | 3% of Balance | 14.99% |
| Diamond Business VISA | 3% of Balance | 12.99% |
* Variable rate information: Annual Percentage Rates (APR) are determined monthly by adding 6.74% for Platinum, 9.74% for Gold, and 11.74% for Classic to the Prime Rate as published in the Wall Street Journal on the last business day of the previous month. The APR will never go below 10.99% for VISA Classic, 9.99% for VISA Gold, and 6.99% for VISA Platinum. Rate changes will take effect the first day of your next billing cycle. | ||
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IMPORTANT INFORMATION |
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Grace period for repayment for purchases |
25 Days |
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Method of computing the balance for purchases |
Average daily balance including new purchases |
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Annual fee |
None |
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Late pay fee |
$25 if payment is received 10 days after payment is due |
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Over limit fee |
$25 each month you are 5% or more over your authorized limit |
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The information about the costs of the card(s) described in this offer are accurate as of 06/01/2009. This information may change after that date. To find out what may have changed, call us at 888-982-1400 or write us at: United Federal Credit Union, 2807 S. State Street, St. Joseph, MI 49085. A $10 replacement fee may apply for lost cards. The Prime Rate used to determine your APR is the rate published in The Wall Street Journal on the last business day of the prior month. A rate change will take effect the first day of your next billing cycle. The APR will never go below 10.99% for VISA Classic, 9.99% for VISA Gold, and 6.99% for VISA Platinum.
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Your savings are insured to at least $500,000; This credit union is federally insured by the National Credit Union Administration (to at least $250,000). An additional $250,000 of insurance is provided by Excess Share Insurance (ESI), a private deposit insurance company