• Interest is calculated daily and paid quarterly
• Low minimum deposits of $1,000
• Terms offered from 3 months to 60 months.
• Your savings are insured to at least $500,000; a combination of $250,000 provided by the National Credit Union Administration (NCUA), a U.S. Federal Government agency, and $250,000 by Excess Share Insurance (ESI), a private deposit insurance company.
• Click here to access our current rates and latest Share Certificates specials.

• Choose any monthly term between 3 and 60 months
• Minimum deposit of $50,000 and an additional bump up rate for deposits over $100,000 
• Interest calculated daily and paid monthly
• Add-on deposit allowed once during the term of your certificate, from $1,000 up to $100,000: bring additional savings to your original Share Certificate and continue earning one premium investment rate.

• Rate bump-up allowed once during the term of your certificate: if rates go up you can switch to a higher rate and enjoy additional earnings
• You can make one penalty-free withdrawal during the term of your certificate, down to a minimum balance of $50,000

Ladder Certificate
This is a 5 year certificate term built into five CDs.  There terms are 1-5 years at the regular certificate rate.  Each maturing certificate automatically renews into a 5 year certificate or has the option of being redeemed.  The minimum balance requirement of this certificate is $5,000. 

To view how this CD works click here

Young Investor Certificate
This is a special certificate just for young investors under the age of 18.  With just a minimum deposit of $500 young investors can select from terms raging from 3 to 12 months.  Additional contributions may be made in $50 increments at anytime.