United Federal Credit Union offers a wide variety of loan products and services which help your dreams become reality.   

 

 

Owning a home can be a dream come true, especially when you secure a mortgage through United Federal Credit Union. We offer three types of mortgage loans with advantages like low down payments, low closing costs, adjustable or fixed rates, auto-pay options and more.  In addition, we have several home equity products which will allow you to put your equity to work for you.

 

Home Mortgages- First mortgage financing is available for purchasing a new home, a second home, a 1-4 family residential income property or refinancing an existing mortgage. We offer adjustable and fixed rates with various terms to fit your needs. Our experienced mortgage staff will help you every step of the way.

 

Home Construction- Ideal for those who want to build a home using a licensed contractor.  We combine the construction loan with a permanent loan in one closing, which saves on closing costs and locks in the interest rate on your permanent loan at the beginning of the construction.*

 

Lot Loans- In addition to home mortgage and construction loans, we can help with loan assistance for purchasing your residential lot.  If you have found the ideal residential lot to build your dream home upon but are not yet ready to start construction, our lot loan is perfect for you.*

 

Power Equity- You can use the equity in your home to consolidate debt, finance education, make home improvements or just about anything else. We offer fixed-rate loans with no closing costs.

 

VISA Platinum Equity- Members can use the equity in their home for a variety of purposes with our new home equity line of credit (HELOC) with convenient VISA access, plus many of the benefits of the Platinum VISA card.

 

 

 

 

Auto- Whether you’re buying your first car or your fifth, United Federal Credit Union can help. We offer a fast, easy application, a first-time buyer discount, discounts for automatic payment and many other services geared toward giving you total peace of mind.

 

Get low rates and superior service on fixed or variable rates with terms up to 72 months. No early payment penalties or application fees, and up to 110% financing. Plus we offer products that will give you peace of mind, such as our Guaranteed Auto Protection (GAP), Vehicle Service Agreement, and Credit Life and Disability protection.

 

Boat/RV- If your dream vehicle is something a little different, we’ll get you moving with 110% financing and terms up to 12 years.

 

Personal- Low-cost financing is available for computers and other personal needs.