Mortgage

Buying your first home is one of the most exciting decisions you'll ever make. It can also be intimidating.

At United Federal Credit Union, we think the home-buying should be simple.  So we offer a wide variety of loans to accommodate almost any circumstance and expert advice throughout your purchase process.

Home Mortgages - First mortgage financing is available for purchasing a new home or refinancing an existing mortgage. We offer adjustable and fixed rates with terms up to 30 years.

Home Construction - Ideal for those who want to build a home using a licensed contractor.  When completed this can be converted to a Home Mortgage with no additional closing costs.

Lot Loans - We can help with loan assistance for your residential lot.

Your Personal Mortgage Advisor can help you determine what your options are and what programs may be right for you. 

Applying is simple, just use our Online Mortgage Application.

If you are just beginning your search, there are some wonderful resources that can help you determine how much you can afford and whether buying or renting is the better option for you.