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Share Certificate & IRA Special
Effective Date: Thursday, September 9th, 2010
Term	Interest Rate	APY*
There are currently no specials available

Premier Certificates - $50,000 Minimum
Effective Date: Thursday, September 9th, 2010
Term	Interest Rate	APY*
60 Months	2.624%	2.65%
48-59 Months	1.887%	1.90%
36-47 Months	1.640%	1.65%
24-35 Months	1.393%	1.40%
18-23 Months	1.145%	1.15%
12-17 Months	0.847%	0.85%
6-11 Months	0.698%	0.70%
3-5 Months	0.549%	0.55%

Premier Certificates - $100,000 Minimum
Effective Date: Thursday, September 9th, 2010
Term	Interest Rate	APY*
60 Months	2.722%	2.75%
48-59 Months	1.985%	2.00%
36-47 Months	1.739%	1.75%
24-35 Months	1.492%	1.50%
18-23 Months	1.244%	1.25%
12-17 Months	0.947%	0.95%
6-11 Months	0.798%	0.80%
3-5 Months	0.648%	0.65%

Share Certificates - $500 Minimum
Effective Date: Thursday, September 9th, 2010
Term	Interest Rate	APY*
60 Months	2.477%	2.50%
48-59 Months	1.739%	1.75%
36-47 Months	1.492%	1.50%
24-35 Months	1.244%	1.25%
18-23 Months	0.996%	1.00%
12-17 Months	0.698%	0.70%
6-11 Months	0.549%	0.55%
3-5 Months	0.399%	0.40%

5 Year Ladder Certificate

Effective Date: Thursday, September 9th, 2010

Product Information

Ladder Certificate - 5 year certificate term built into 5 certificates 1-5 year terms at regular Share Certificate rates. Each maturing certificate automatically renews into a 5 year certificate or has option to redeem. Minimum balance $5,000

Money Market Accounts
Effective Date: Thursday, September 9th, 2010
Account Type	Minimum Amount	Interest Rate	APY*
Member's Advantage Money Market Tiered Account. This tiered account gives you the great advantage of rates automatically going up as your balance increases.
Member's Advantage Money Market	$1,000	0.349%	0.35%
Member's Advantage Money Market	$10,000	0.549%	0.55%
Member's Advantage Money Market	$25,000	0.698%	0.70%
Member's Advantage Money Market	$50,000	0.847%	0.85%
Member's Advantage Money Market	$100,000	0.896%	0.90%
Member's Advantage Money Market	$350,000	0.995%	1.00%

Health Savings Account (HSA) and IRA Money Market Account
Effective Date: Thursday, September 9th, 2010
Minimum Amount	Interest Rate	APY*
$250	0.250%	0.25%
$1,000	0.349%	0.35%
$10,000	0.549%	0.55%
$25,000	0.698%	0.70%

IRA Share Certificates - $500 Minimum
Effective Date: Thursday, September 9th, 2010
Term	Interest Rate	APY*
60 Months	2.477%	2.50%
48-59 Months	1.739%	1.75%
36-47 Months	1.492%	1.50%
24-35 Months	1.244%	1.25%
18-23 Months	0.996%	1.00%
12-17 Months	0.698%	0.70%
6-11 Months	0.549%	0.55%
3-5 Months	0.399%	0.40%

Share Savings Accounts
Effective Date: Thursday, September 9th, 2010
Account Type	Interest Rate	APY*
Membership Savings (for balances $300 or more)	0.250%	0.25%
Achiever Savings	0.499%	0.50%
Holiday Club	0.250%	0.25%
Youth Savings	0.250%	0.25%

Share Draft Accounts (Checking)
Effective Date: Thursday, September 9th, 2010
Account Type	Minimum Amount	Interest Rate	APY*
Interest Plus Checking Bonus Rate*	$0	2.472%	2.50%
	Over $25,000	0.250%	0.25%
Interest Plus Checking Base Rate	$0	0.100%	0.10%
	Over $25,000	0.100%	0.10%
*To receive the Bonus Rate and ATM refunds, you must meet these 3 easy monthly (from the last day of the month to the day before the last day of the following month) requirements: 1) 10 cleared signature (swipe and sign) debit card transactions. 2) one direct deposit or electronic auto payment (ACH); 3) active enrollment in e-statements. If monthly requirements are not met, you will receive the lower Base Rate APY and no ATM fees refunded for that month.

Platinum Plus Checking	$1,000	0.250%	0.25%
	$10,000	0.449%	0.45%
	$25,000	0.499%	0.50%
	$50,000	0.648%	0.65%
	$100,000	0.747%	0.75%

Young Investor Certificate
Effective Date: Thursday, September 9th, 2010
Term	Interest Rate	APY*
12 Months	0.698%	0.70%
6 to 11 Months	0.549%	0.55%
3 to 5 Months	0.399%	0.40%
$500 minimum deposit. May add a $50 or more contribution at any time. Must be under 18 years old to qualify.

Business Growth Checking
Effective Date: Thursday, September 9th, 2010
Minimum Amount	Interest Rate	APY*
$0 - $9,999	0.000%	0.00%
$10,000 - $24,999	0.449%	0.45%
$25,000 - $49,999	0.499%	0.50%
$50,000 - $99,999	0.648%	0.65%
$100,000 and Above	0.747%	0.75%

Business Members Advantage Money Market
Effective Date: Thursday, September 9th, 2010
Minimum Amount	Interest Rate	APY*
$1,000 - $9,999	0.349%	0.35%
$10,000 - $24,999	0.549%	0.55%
$25,000 - $49,999	0.698%	0.70%
$50,000 - $99,999	0.847%	0.85%
$100,000 - $349,999	0.896%	0.90%
$350,000 and Above	0.995%	1.00%

Business Membership Savings
Effective Date: Thursday, September 9th, 2010
Minimum Amount	Interest Rate	APY*
$0 - $299	0.000%	0.00%
$300 and Above	0.250%	0.25%

Rates are subject to change without notice. Penalties may apply for early withdrawals. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – NCUA (National Credit Union Administration, a U.S. Government Agency).
*APY = Annual Percentage Yield