Equity Loans

When it comes to borrowing money for home improvements, bill consolidation, college education, a new car, a vacation, or just about any reason, it's hard to beat the financial strength and flexibility of an Equity Loan from United Federal Credit Union.

• Fast approval and quick turnaround
• NO application or closing costs
• Low home equity rates
• Tax-deductible interest (ask your tax advisor)
• Borrow up to 100% of your home's available equity

Fast and Easy Applications

We know your time is valuable, that's why our application process is fast and convenient.  We work around your busy schedule.

• You can be approved with one easy phone call (Monday through Friday 8:00 am to 8:00 p.m. and from 9:00 am to 1:00 p.m. on Saturday EST). Call our Call Center toll-free at 888-982-1400.
• Just log-on to PowerLink (online banking) and click Apply for Loan.
• Not a member or PowerLink user yet?  Apply online here.
• Visit one of our branch offices and meet with one of our friendly Member Service Advisors.

Platinum Equity Line of Credit with VISA access

With the flexibility of a revolving line of credit, you enjoy immediate access to your funds through our Call Center, TARA (your 24-hour telephone banker), PowerLink, Your PC Connection, or any branch office. Up to 100% of your home equity is available, for loan amounts starting from $10,000 up.

And now, you can even access your Home Equity line of credit with the convenience and benefits of a VISA Platinum card!
 

Power Equity Fixed Term

If you prefer the comfort of a fixed term, fixed rate loan – we have you covered. You can get the financial power for big projects with no closing costs, fast approvals, and loan amounts available from $10,000 up. 
 

Interest-Only Equity Loans

You can now enjoy the flexibility and low payments of an interest-only equity loan with an open-end, variable-rate (Home Equity Line of Credit). 

Project Equity

Looking for a simpler solution to your home improvement projects or planned purchases? A quick way to get the funds you need? Then look to our Project Equity loan. It's a great way to get the money you want for more immediate or short-term needs, from $5,000 to $10,000. PLUS, you get all the benefits of tax-advantaged borrowing. Project Equity offers you...

• the comfort of a fixed-rate and a fixed monthly payment  

• terms from one to five years

• reduced paperwork and processing time

• tax-advantaged borrowing

Our equity loans are currently not available in the states of Alaska, Hawaii or Texas.

Click (here) for our On-Line Loan Application
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