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Auto Financing

If you are purchasing a new or used car, we can help get you there. With an auto loan at United Federal Credit Union, you'll pay no processing fees and save on interest expenses with our low rates.

  • Select up to 84 months*
  • Choose between fixed and variable rates
  • Borrow up to 125% of the vehicle's value*
  • Finance through United Federal Credit Union right at your dealership
  • Click here for rates
  • Part of our Convenience Loan Program.

 

Fast and Easy Applications

We know your time is valuable, that's why our application process is fast and convenient.  We work around your busy schedule.

  • You can be approved with one easy phone call (Monday through Friday 8:00 am to 8:00 p.m. and from 9:00 am to 1:00 p.m. on Saturday EST). Call our Call Center toll-free at 888-982-1400.
  • You can also apply any time of the day or night with TARA, our 24 Hour Telephone Teller (1-888-982-4737).
  • Just log-on to PowerLink and click the Loans Icon on top!
  • Visit one of our branch offices and meet with one of our friendly Member Service Advisors.
     

Payment Options

Earn a 0.25% rate discount on selected consumer loans when you make loan payments the easy, convenient way with automatic payments from a United Federal Credit Union deposit account.  

 
WHAT COULD BE BETTER THAN 0%?

Here is an example of how the credit union can help you beat 0% Financing. 

 

Manufacturer Financing 

Credit Union Financing 

Car Price

$25,000

$25,000 

Manufacturer Rebate 

Not available with 0% 

$3,000 

Amount financed 

$25,000 

$22,000 

Annual Percentage Rate 

0% 

5.5% 

Monthly Payment (48 mo.) 

$520.83 

$511.64

Total Payment 

$25,000.00

$24,558.84

You can save $441.16 with an auto loan from your Credit Union!

*Some restrictions may apply.

United Federal Site
Equal Housing and Equal Opportunity Lender
Your savings are insured to at least $500,000; This credit union is federally insured by the National Credit Union Administration (to at least $250,000). An additional $250,000 of insurance is provided by Excess Share Insurance (ESI), a private deposit insurance company