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U First Visa® Credit Card

0% APR for the first 6 months on purchases and balance transfers¹ then as low as 11.49% APR²

share certificate special

Pair a certificate special with an Ultra Checking account and earn up to 4.25% APY¹ for for 6 months, or 4.10% APY¹ for 11 months. IRA eligible.

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home equity special

home is where the cash is

Enjoy a 6-month intro rate of 5.99% APR⁴ then, as low as 7.75% APR² with autopay from a United checking account.

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limited-time refinance special

3/1 adjustable rate mortgage

We’re offering a special rate when you refinance to a 3/1 adjustable rate mortgage starting as low as 5.490% interest rate¹ and 5.581% APR¹.

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ultra checking account

Earn up to 5.00% APY¹ on balances up to $10,000 with a high-yield Ultra Checking Account.

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elevate money market up to

3.75%

auto loans as low as

4.50%

6 month share certificate special up to

4.25%

HELOC with an intro rate for 6-months as low as

5.99%

Government Shutdown Assistance

We're here to support federal employees with personalized financial relief and guidance—because your peace of mind matters.

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Rebuilding Hendersonville: A Community United During Hurricane Helene

Rebuilding Hendersonville After Hurricane Helene

Watch this short video showcasing how neighbors and local businesses came together to share resources, lend support, and rebuild as a united community.

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Share Certificate Specials

When paired with an Ultra Checking account, earn up to 4.25% APY¹ for 6 months, or 4.10% APY¹ for 11 months. IRA eligible.

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3/1 Adjustable Rate Mortgage (ARM) Special

Love your home, but not your interest rate? Consider this limited-time refinance offer.

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Elevate Money Market. Image features the Patel family, members since 2013

Take Your Savings to New Heights

With Elevate Money Market, save more with rates up to 3.75% APY¹ and still have flexible access to your money.

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Find a Local Mortgage Advisor

Whether you’re looking to buy a new home or refinance your existing one, our experienced Mortgage Advisors are here to help.

Find a Local Mortgage Advisor